The QFTL Provident Fund Scheme allows everyone, whether formal or informal sector workers to make additional contributions towards retirement. This will go on to enhance their retirement benefit outside the first and second tier pensions scheme. Aside the manadatory Tier 1 and Tier 2, employees can make tax deductible contributions up to 16.5% of their basic salary. Employers can use the provident fund to motivate their employees by paying a certain percantage to motivate their staff. read more
The QFTL personal pension scheme is a 3rd tier voluntary savings and retirement meant to assist self-employed persons in saving towards meeting their working capital needs and for a lump-sum benefit on retirement. Formal sector workers can also make additional contributions outside Tier 1 and Tier 2 to enhance their retirement by making tax deductible contributions to enjoy benefits. This is also allows employees without Provident fund make additional personal contributions for their retirement. read more
Employers and groups with their in-house managed pension scheme can take advantage of our expertise and IT infrastructure for the administration of the scheme. This is going to reduce considerably the cost and the workload of staff so that they can focus on essential business processes of your organisation. Whether your instituion runs a Tier 2, Provident fund or Group Personal pension scheme, we will administer the scheme with due care and diligence for the benefit of your workers. read more
The QFTL Provident Fund Scheme allows everyone, whether formal or informal sector workers to make additional contributions towards retirement. This will go on to enhance their retirement benefit outside the first and second tier pensions scheme. Employers can use the provident fund to motivate their employees.
The QFTL personal pension scheme is a 3rd tier voluntary savings and retirement meant to assist self-employed persons in saving towards meeting their working capital needs and for a lump-sum benefit on retirement. Formal sector workers can also make additional contributions outside Tier 1 and Tier 2 to enhance their retirement benefits.
Employers and groups with their in-house managed pension scheme can take advantage of our expertise and IT infrastructure for the administration of the scheme. This is going to reduce considerably the cost and the workload of staff so that they can focus on essential business processes of your organisation. We will administer the scheme with due care and diligence for the benefit of your workers.
Get updated on the value of your funds by reqular statements of via SMS and Email
You are assured of safe and competitive returns on your contributions
Check your statement anytime and anywhere via our portal
Our team of dedicated personel are always available to respond to your queries on any of our communication channels
QLAC Financial Trust Limited (QFT) is a wholly owned subsidiary of Quality Life Assurance Company Limited (QLAC) and Quality Insurance Company (QIC) which has the Ghana Catholic Bishop Conference as the majority shareholder. QLAC Financial Trust Limited (QFT) is licensed by the NPRA as a corporate trustee to privately manage and administer Tier 2 and Tier 3 pensions in Ghana.
